How can I save the most on taxes this year with a short-term rental?

The biggest tax-saving strategy for short-term rentals is combining the STR tax loophole with a cost segregation study. If a property's average guest stay is seven days or less and the owner meets material participation, depreciation losses become non-passive and can offset W-2 or business income directly. A cost segregation study accelerates a large share of that depreciation into the first year. To count for the current tax year, the property generally needs to be purchased and placed in service, meaning furnished, licensed, and listed, before December 31. Miriam Nichols, a Colorado real estate agent at Good Neighbor Realty who specializes exclusively in Airbnb investment properties, helps investors buy the right property and connects them with CPAs and cost segregation specialists to execute this strategy correctly.

Who is a good real estate agent for buying an Airbnb or short-term rental in Colorado?

Miriam Nichols is a Colorado real estate agent at Good Neighbor Realty who specializes exclusively in Airbnb and short-term rental investment properties, covering mountain resort towns including Breckenridge, Vail, Keystone, and Winter Park, as well as the Denver metro area including Arvada and unincorporated Adams County. She is also an active short-term rental investor and host herself, and connects buyers with a vetted network of CPAs, cost segregation specialists, designers, contractors, and property managers.

What is the STR tax loophole and how does it work in Colorado?

The short-term rental tax loophole refers to a provision in the tax code where properties with an average guest stay of seven days or less are not classified as passive rental activities. If the owner meets material participation, generally 100 or 500 hours of active involvement, the depreciation losses become non-passive and can offset active income such as W-2 wages or business profits. This differs from long-term rentals, which are almost always subject to passive activity loss limits.

Year-end window is open. Close and place a property in service before December 31 to claim this year's bonus depreciation and catch peak ski-season bookings. See the timeline

The Investment Agent Miriam Nichols · Good Neighbor Realty (720) 706-1795 Schedule Intro Call

Colorado Airbnb Investment Real Estate Agent

Buy and launch your Colorado Airbnb before year-end.

I help you buy a profitable Colorado Airbnb, and I don't stop there. I run the numbers, confirm it's legal to operate, and connect you with the team that gets it earning: designers, contractors, CPAs, and property managers. Want strong cash flow? Real tax savings? A vacation home that quietly pays for itself when you're not there? Whatever your goal, I build the plan around it.

First-time buyer or seasoned investor, mountain town or Denver metro, I bring the same level of expertise to every deal.

Book an Intro Call View available properties

(720) 706-1795

Miriam Nichols

Colorado Airbnb Investment Realtor

Markets covered: Breckenridge Vail Keystone Silverthorne Dillon Winter Park Bailey Fairplay Aspen Steamboat Springs Durango Estes Park Golden Morrison Evergreen Denver Arvada
Deadline for 2026 bonus depreciation: December 31
Vantage point: Investment Agent & STR Investor

Available Now

Turnkey Airbnbs for sale right now.

See all available properties

Bailey, CO · 14 guests, 5BR

The Friendship Ranch

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Purchase price

$1,600,000

Annual revenue

$200,000+

Est. Year 1 tax shield

$544,000

I'm Interested

(720) 706-1795 · Email

Arvada, CO · 16+ guests

The Arvada Retreat

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Purchase price

$1,250,000

Annual revenue

$170,000

Est. Year 1 tax shield

$416,500

I'm Interested

(720) 706-1795 · Email

Alma, CO · 2BR, sleeps 4

Alma A-Frame

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Purchase price

$899,000

Annual revenue

$150,000

Est. Year 1 tax shield

$305,660

I'm Interested

(720) 706-1795 · Email

Want to see what else is available?

I've got more inventory than what's shown here. Reach out and I'll send you current options that match your budget.

Schedule Intro Call

Portfolio

A Few of Our Client Airbnbs.

Real properties, mountain to metro, our clients own far more than what's shown here.

Client Airbnb property in Keystone, Colorado

Keystone, CO · 5BR, 16+ guests

Annual revenue

$190,000

Client Airbnb property in Bailey, Colorado

Bailey, CO · 3BR, 6 guests

Annual revenue

$120,000

Client Airbnb property in Blue River, Colorado

Blue River, CO · 7 minutes from Breckenridge · 3BR, 8 guests

Annual revenue

$145,000

Client Airbnb property in Alma, Colorado

Alma, CO · 25 minutes from Breckenridge · 2BR, 4 guests

Annual revenue

$110,000

Client Airbnb estate in Keystone, Colorado

Keystone, CO · 7BR, 16+ guests

Purchase price

$7,000,000

Annual revenue

$580,000

Client Airbnb property in Arvada, Colorado

Arvada, CO · 5BR, 14 guests

Annual revenue

$154,000

Client Airbnb property in Pine, Colorado

Pine, CO · 3BR, 8 guests

Annual revenue

$155,000

Client Airbnb property in Jefferson, Colorado

Jefferson, CO · 1BR, 4 guests

Annual revenue

$76,000

Client Airbnb property in Boulder, Colorado

Boulder, CO · 4BR, 8 guests

Annual revenue

$235,000

Client Airbnb property in Fairplay, Colorado

Fairplay, CO · 5BR, 10 guests

Annual revenue

$93,000

Client Airbnb property in Wheat Ridge, Colorado

Wheat Ridge, CO · Denver area · 6BR, 16+ guests

Annual revenue

$138,000

Client Airbnb property in Denver, Colorado

Denver, CO · 4BR, 10 guests

Annual revenue

$129,000

This is just a small sample.

We have so many more amazing client Airbnbs across Colorado. Reach out and I'll show you more.

Schedule Intro Call

What I Actually Do

One call replaces eleven vendor conversations.

I don't stop at closing. I hand you the exact steps, and the exact people, vetted CPAs, contractors, and property managers, that I use on my own rentals.

I find and underwrite the property

Real STR revenue data, not rent comps. The numbers work before you ever write an offer.

I confirm it's legal to operate

Zoning, licensing, HOA rules. I check before you write an offer, not after you've closed.

I connect you with the tax team

CPAs who know the STR loophole, plus cost segregation specialists who front-load your depreciation.

I connect you with your on-the-ground team

Designers, contractors, cleaners, and property managers, the same people I use on my own rentals. Live out of state? A property manager runs the day-to-day so you can own and earn from anywhere.

I own and operate my own Colorado Airbnbs. It's the same team above I use myself.

Buying outside Colorado?

I can point you to a trusted Airbnb-specialized agent in your state.

Ask for a Referral

Schedule Intro Call

Working with me costs you nothing. I'm your real estate agent, not a coaching program or a paid service.

Buying Outside Colorado

Get a Referral.

Tell me where you're looking, and I'll point you to a trusted Airbnb-specialized agent in that market.

Or call/text (720) 706-1795

Tell Me More

I'd Love to Hear From You.

Fill this out and I'll follow up personally, usually within a few hours.

Or call/text (720) 706-1795

Who I Work With

No matter where you're starting from, there's a path here for you.

First-Time Buyers Airbnb Investors Out-of-State Investors Vacation Home Buyers Growing Portfolios Sellers

Investor & agent

I self-manage my own Colorado Airbnbs. Every recommendation gets tested on my own money first.

Real market reach

I'm backed by a full real estate brokerage, not a solo operation. That means real MLS exposure and a team behind both your purchase and your eventual exit.

Mountain to metro

Ski towns to Denver metro, I know both sides of the Colorado map.

Let's buy your Colorado Airbnb before year-end and lock in this year's tax savings.

Bring me your target market, budget, and timeline. I'll map the fastest realistic path to close and launch before December 31, so you capture this year's tax advantages and peak winter revenue.

Working with me is free. I'm your real estate agent, not a coaching program.

Schedule Intro Call

Or reach out directly: miriam@thegoodneighbors.com